Title V of the GrammLeachBilley Act (GLBA) generally prohibits any financial institution, directly or through its affiliates, from sharing nonpublic personal information about you with a non affiliated third party unless the institution provides you with a notice of its privacy policies and practices, such as the type of information that it collects about you and the categories of persons or entitles to whom it may be disclosed. In compliance with the GLBA, we are providing you with this document, which notifies you of our privacy policies and practices.
We may collect nonpublic personal information about you from the following sources:
Information we receive from you such is on applications or other forms.
Information about your transactions we secure from our files, or from (our affiliates or) others.
Information we receive from a consumer reporting agency.
Information that we receive from others involved in your transaction, such as the real estate agent or lender
We may disclose any of the above information that we collect about our customers or former customers to our affiliates or to non affiliated third parties as permitted by law.
We also may disclose this information about our customers or former customers to the following types of non affiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:
Financial service providers such as companies engaged in banking, consumer finance, securities and insurance.
Nonfinancial companies such as envelope stuffers and other fulfillment service providers
WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.
We restrict access to nonpublic personal information about you to those employees who need to know that information in order to provide products or services to you. We maintain physical electronic and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
We take commercially reasonable precautions and have implemented commercially reasonable technical measures to protect against the risks of unauthorized access to, erroneous disclosure of, and unlawful interception of Personal Information submitted. However, your email transmissions and/or other communications containing Personal Information may be unlawfully intercepted or accessed by third parties and/or the website may be subject to hostile network attacks or administrative errors. We do not guarantee the security of any information transmitted over the Internet. Once we receive your Personal Information, we take commercially reasonable steps to limit access to your Personal Information to only those employees and service providers whom we determine need access to the Personal Information to provide the requested products, services, offers or opportunities that may be of interest to you. However, even after we receive your Personal Information, we cannot guarantee that your Personal Information may not be accessed, disclosed, altered, or destroyed as a result of a breach of our commercially reasonable efforts or as a result of any other event beyond our reasonable control.
Accordingly, we cannot and do not guarantee that your Personal Information is completely secure and safe from such risks. For the avoidance of doubt, WE expressly disclaim any representation or warranty, whether express or implied, with respect to ensuring, guaranteeing or otherwise offering any definitive promise of security in connection with your PERSONAL Information or Usage Information.
As you browse our website you do so anonymously. There are two ways that we gather information about you. First, we do track which pages of our site you visit and note your IP address (as all web sites do automatically), but we do not gather or save any information about you as an individual. The general information we gather enables us to serve you better by improving our site based on use patterns. Second, we only gather specific information from you when you request our services.
We may also use certain standard web measurement and tracking technologies such as "cookies," web server logs, or other statistics programs to collect usage Information and track and record how you use our website. This data is anonymous and does not personally identify you. Usage Information helps us measure the success of the Website and its features or pages and to improve your online experience. Your browser may have an option that allows you to accept cookies, reject cookies, or receive notification when a cookie is sent, but you should note that the use of such restrictive browser settings may limit your use of our website. We do not use spy ware, adware or any other similarly intrusive software.
Rice Rice & Yates P.C. and our web design company, Simple Design Websites LLC, assumes no responsibility for the accuracy of information that may be listed on the website. The information, documents, and related graphics published on this web site may include inaccuracies or typographical errors. Rice & Rice, P.C. may make improvements and/or changes to this web site from time to time without notice.
In no event shall Rice Rice & Yates P.C.; board members and/or their family members, directors, owners, officers, agents, partners, affiliates, investors, employees, staff, contractors, suppliers, customers, supporters, contributors, volunteers, independent or sub-contractors or our web design company, Simple Design Websites LLC., be liable for any direct, indirect, punitive, incidental, special or consequential damages arising out of, or in any way connected, with the use of this web site or with the delay or inability to use this web site or for information obtained through this web site, or otherwise arising out of the use of this web site.
California Privacy Rights
Under the California Consumer Privacy Act or CCPA, and subject to exceptions, California residents have certain rights regarding their data, including:
The right to know the categories of Personal Information we’ve collected and the categories of sources from which we got the information
The right to know the business purposes for sharing Personal Information
The right to know the categories of third parties with whom we’ve shared Personal Information
The right to access the specific pieces of Personal Information we’ve collected and the right to delete your information.
The right to opt out of having your Personal Information sold. We do not sell or rent Personal Information to third parties
California residents also have the right to not be discriminated against if they choose to exercise their privacy rights.